{"id":16431,"date":"2023-01-15T03:21:13","date_gmt":"2023-01-14T20:21:13","guid":{"rendered":"https:\/\/klubcahaya.com\/sosial\/?p=16431"},"modified":"2023-01-15T03:21:40","modified_gmt":"2023-01-14T20:21:40","slug":"frugal-living-wujudkan-target-keuangan","status":"publish","type":"post","link":"https:\/\/klubcahaya.com\/sosial\/frugal-living-wujudkan-target-keuangan\/","title":{"rendered":"Frugal Living Wujudkan Target Keuangan"},"content":{"rendered":"\n

Frugal Living Wujudkan Target Keuangan<\/strong><\/p>\n\n\n\n

Momen awal tahun bisa jadi saat yang tepat untuk menilik kembali target keuangan dan mengatur strategi dalam mewujudkannya. Untuk kamu yang ingin cepat mapan secara finansial di 2023, cobalah kenali konsep frugal living yang sering kali menjadi kunci bikin cepat kaya.<\/p>\n\n\n\n

Melansir dari CNBC Indonesia, konsep frugal living merupakan gaya hidup dengan kebiasaan hemat yang sadar akan pengeluaran dan fokus pada prioritas keuangan. Dengan begitu, kamu dapat lebih berhati-hati dalam memutuskan pengeluaran agar tak boncos.<\/p>\n\n\n\n

Ingin tahu jurus apa saja yang bisa kamu coba dalam menjalani frugal living? Yuk simak contohnya berikut ini.<\/p>\n\n\n\n

1. Catat Pemasukan & Pengeluaran<\/h2>\n\n\n
\n
\"Frugal
Mencatat keuangan dapat membantu kamu memantau keuangan dengan lebih baik.<\/em><\/figcaption><\/figure>\n<\/div>\n\n\n

Hal yang penting kamu perhatikan saat memulai frugal living adalah mencatat pemasukan dan pengeluaran. Hal ini perlu kamu lakukan agar kamu bisa memantau kas keuangan dengan lebih cermat. Dengan begitu, kamu dapat mengetahui keluar ke mana saja uang yang kamu miliki.<\/p>\n\n\n\n

Kamu bisa catat arus kas keuangan ini di dalam jurnal, atau menggunakan aplikasi pengelola keuangan agar lebih mudah.<\/p>\n\n\n\n

2. Menabung Dan Berinvestasi<\/h2>\n\n\n\n

Dengan menerapkan frugal living, kamu dapat berhemat secara lebih ekstra. Nah, gunakanlah sisa uang yang kamu miliki untuk kamu alokasikan ke tabungan atau instrumen investasi yang menguntungkan di masa depan. <\/p>\n\n\n\n

Jika kalian ingin berinvestasi, jangan lupa untuk tetap perhatikan sistem investasi yang benar ya agar tidak terjebak skema ponzi. Nantinya kamu malah bisa jadi rugi kalau tidak berhati-hati. Cek di sini<\/a> buat mengetahui ciri-ciri investasi dengan skema ponzi.<\/p>\n\n\n\n

3. Jual Barang Yang Sudah Tak Digunakan<\/h2>\n\n\n\n

Beberapa tahun lalu, tren merapikan rumah ala Marie Kondo sempat viral. Metode KonMari dari Mari Kondo mengajak masyarakat berpikir kembali tentang konsep ‘sparks joy’ saat memilah barang yang ingin kamu simpan atau buang berdasarkan kadar kebahagiaan dan juga manfaatnya.<\/p>\n\n\n\n

Untuk kamu yang memiliki banyak tumpukan barang di rumah yang tak lagi ‘sparks joy’, kamu bisa menjualnya kepada orang terdekat atau melalui internet. Dengan menjual barang tak berguna, kamu bisa membuat rumah terasa lebih lega dan bahkan menambah pundi-pundi tabunganmu.<\/p>\n\n\n\n

4. Masak Sendiri<\/h2>\n\n\n
\n
\"\"\/
Memasak makanan sendiri dapat menghemat pengeluaran.<\/em><\/figcaption><\/figure>\n<\/div>\n\n\n

Pesan antar makanan kini memang sangat mudah untuk kita lakukan, hanya dengan beberapa klik di smartphone saja. Namun, hal ini tanpa kita sadari sering bikin pengeluaran membengkak. Untuk itu, cobalah lebih sering memasak sendiri dan kurangi beli makanan di luar. <\/p>\n\n\n\n

Memasak makanan sendiri dapat memotong pengeluaran makan bahkan hingga 50 persen loh.<\/p>\n\n\n\n

5. Manfaatkan Diskon<\/h2>\n\n\n\n

Siapa sih yang tak suka dengan diskon? Memanfaatkan diskon merupakan salah satu jurus yang bisa kamu andalkan dalam menerapkan frugal living. Pasalnya, dengan diskon kamu bisa membeli barang yang diinginkan dengan pengeluaran yang lebih minim.<\/p>\n\n\n\n

Ada berbagai macam diskon yang berbagai perusahaan beri saat ini, baik diskon potongan harga maupun diskon cashback. Hal ini bisa kamu manfaatkan dengan baik tentunya. <\/p>\n\n\n\n

Artikel ini telah terbit di : Detik.com<\/a><\/p>\n\n\n\n

Frugal Living Wujudkan Target Keuangan<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n

Desain website oleh Cahaya TechDev<\/a> \u2013 Klub Cahaya<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Frugal Living Wujudkan Target Keuangan Momen awal tahun bisa jadi saat yang tepat untuk menilik kembali target keuangan dan mengatur strategi dalam mewujudkannya. 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