{"id":3275,"date":"2022-08-11T15:55:50","date_gmt":"2022-08-11T08:55:50","guid":{"rendered":"https:\/\/klubcahaya.com\/sosial\/?p=3275"},"modified":"2022-09-20T09:32:07","modified_gmt":"2022-09-20T02:32:07","slug":"wni-tak-perlu-tukar-uang-lagi","status":"publish","type":"post","link":"https:\/\/klubcahaya.com\/sosial\/wni-tak-perlu-tukar-uang-lagi\/","title":{"rendered":"WNI Tak Perlu Tukar Uang Lagi"},"content":{"rendered":"\n

WNI Belanja ke 4 Negara ASEAN Ini Tinggal Scan QR Code, Tak Perlu Tukar Uang<\/strong><\/p>\n\n\n\n

Warga Negara Indonesia (WNI) yang bepergian ke 4 negara ASEAN bakal tak perlu menukar uang ke mata uang 4 negara tersebut. Bank Indonesia (BI) dan 4 bank sentral negara ASEAN lain bekerja sama membentuk konektivitas pembayaran di ASEAN (ASEAN payment connectivity). <\/p>\n\n\n\n

Keempat bank sentral tersebut ialah Bank Thailand, Bank Negara Malaysia, Otoritas Moneter Singapura, dan Bank Sentral Filipina. <\/p>\n\n\n

\n
\"WNI<\/figure>\n<\/div>\n\n\n

Hal ini oleh Kepala Departemen Kebijakan Sistem Pembayaran BI Filianingsih Hendarta ungkapkan dalam diskusi virtual, Kamis (7\/7\/2022).  Ia mengatakan, konsep tersebut termaktub dalam ASEAN payment connectivity yang tergagas untuk menjadi pionir sistem pembayaran antar negara.  <\/p>\n\n\n\n

Sistem pembayaran antar negara (cross border payment) awalnya tengah anggota G20 upayakan. Namun, negara anggota G20 kesulitan untuk mewujudkan cross border payment. Hal ini karena terkendala oleh biaya yang mahal, perbedaan waktu tiap negara, transparansi, dan aksesibilitas yang terbatas. <\/p>\n\n\n\n

Oleh sebab itu, lima negara ASEAN yakni Indonesia, Thailand, Malaysia, Singapura, Filipina berupaya untuk mewujudkan cross border payment lebih dulu. Tentunya dalam lingkup yang lebih kecil melalui ASEAN payment connectivity. <\/p>\n\n\n\n

“Jadi kalau yang lain masih membahas ini itu, kita di ASEAN mungkin akan menjadi first mover. Lima bank sentral ini nantinya akan mendorong terciptanya payment connectivity di ASEAN,” ujar Filianingsih.  <\/p>\n\n\n\n

WNI Belanja di 4 Negara ASEAN Hanya Perlu Scan QR Code <\/h2>\n\n\n\n

Dia menjelaskan, dalam ASEAN payment connectivity ini BI mengajak keempat bank sentral negara ASEAN lain untuk mengintegrasikan infrastruktur pembayaran digital masing-masing. Dengan demikian, pembayaran antar negara dapat melalui fast payment, open API (application payment interface) dan quick response (QR) code yang berlandaskan dengan Local Currency Settlement (LCS). <\/p>\n\n\n\n

“Jadi kalau bapak ibu pergi ke 5 negara itu, cukup scan QR mereka. Nanti settlementnya dalam currency (mata uang) masing-masing. Jadi tidak perlu ada double kurs,” jelasnya. <\/p>\n\n\n\n

Saat ini sistem Quick Response Code Indonesia Standard (QRIS) BI sudah lakukan uji coba QR Cross Border dengan Malaysia dan Thailand sehingga konsumen dan pedagang di kedua negara dapat melakukan dan menerima pembayaran barang dan jasa melalui QR Code.<\/p>\n\n\n

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\"\"<\/figure>\n<\/div>\n\n\n

Artikel ini telah tayang di Kompas.com<\/a>, dengan judul “WNI Belanja ke 4 Negara ASEAN Ini Tinggal Scan QR Code, Tak Perlu Tukar Uang”.<\/p>\n\n\n\n

Kembali ke beranda Klub Cahaya<\/mark><\/a><\/em>, atau kunjungi toko kami Klubshop<\/mark><\/em><\/a> untuk berbagai penawaran menarik!<\/p>\n\n\n\n

Desain website oleh Cahaya TechDev<\/a> – Klub Cahaya<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

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